Credit Card Not Working On Apple Watch (Fixed!)

Posted in TILs by Patricia on August 8, 2022

card not working on Apple Watch

Card not working on Apple Watch


Is your credit card not working on Apple Watch? You’re trying to add it to the Wallet app on the watchOS device but get the ‘You must be signed into iCloud’ error? This happens because, most likely, you’re not signed with your Apple ID on the watch.

Credit Card Not Adding To Apple Watch

I’ve encountered this problem when I had to sign out of my iCloud account on my iPhone. This also causes the paired Apple Watch to log out.

Signing out of your Apple ID causes for all banking cards to be removed from the Wallet app.

This means that you have to re-add them once you sign back in.

However, if you don’t add your credit/debit card to the Apple Watch when you’re prompted by the Wallet app on iPhone you might encounter problems later on.

An ‘You must be signed into iCloud’ error might show up when you try to push a card from the Wallet app on iPhone to its Apple Watch corespondent.

How To Fix Credit Card Not Working On Apple Watch

When this happens you’re most likely not signed into iCloud on the watchOS device. Here is what you should do:
sign with Apple ID on Apple Watch

  • Open the Watch app and select the My Watch tab.
  • Browse for General -> Apple ID.
  • Sign In with the same Apple ID you use on the paired iPhone. Now, try to add the credit card again. Does it work?

    Fact: If you’re already signed in with an Apple ID please make sure that it’s the same one that you’re using on the paired iPhone!

    Fact: If you’re not signed into iCloud wit Apple Watch you might be prompted to input your Apple ID credentials on the watch. Do it, or your won’t be able to add your banking card to Wallet!

Have you managed to fix credit card not adding to Apple Watch? Do you have any other related questions or suggestions? Share it in the comments.

Related: Here is how to add your COVID pass to the Wallet app on iPhone!

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